Where to get money for renovation? – we always ask ourselves this question when we have to exchange something in our apartments.
You need to wallpapering the apartment again, but you do not know where to get money for renovation? Or maybe your fridge broke and you have to invest in a new one? Or you just dream about a change and want to replace the old furniture from the living room with a completely new one from the store?
Situations like this happen to many of us. Accidents happen to people – it often happens that something breaks down in the least expected moment – just when we don’t have the money to repair or replace it. Fortunately, there is a way out. What is better to decide – for a loan or payday loan? Below we show you where to get money for renovation … but in a common-sense and thoughtful way, so that the costs do not knock you off your feet.
If you have a positive credit history and are not in arrears with any repayments, it is wise to take them in installments in the store when replacing equipment. Remember to always adjust the installment amount to your options. Sometimes it is better to spread the repayment period over longer than to overestimate your options and fall into debt. Also remember that when you have more cash, you can pay your installments overdue. An additional advantage of this solution is that the installments are not interest-bearing, so you will not have to add more to the purchase than it is actually worth.
In a situation where you care about time, the fastest solution is online payday loan. Loan companies offer up to several thousand zlotys while maintaining the “minimum formalities” principle. This solution gives you much more freedom. It is worth considering them, especially when renovation is to cover more costs than just replacing equipment or furniture.
To get the money you only need to complete an application. Companies offering such loans usually do not require additional verification and do not ask for sending documents (bank statements, scans of evidence, earnings certificates). After completing the application, the transfer to your account will be made within 15 minutes, thanks to which you will be able to use the money very quickly. It is also worth remembering that during the renovation, getting a loan without leaving your home can be a great convenience.
Sometimes a few thousand zlotys is not enough and a much larger amount is needed. It is worth considering an installment loan. People with a good credit history can try their hand at banks (however, you need to settle for longer waiting times and more formalities). Those who have arrears in BIK can apply in non-banking institutions offering larger amounts. When choosing this option, you can receive cash in the amount of several dozen thousand zlotys immediately, and a convenient repayment system will not be a shock to your wallet.